We all experience life changes such as marriage, birth, divorce, and death. While everyone should update important documents when these events occur … in reality, most don’t!

F&PA reviews your important documents to ensure they are: up to date; accurate; and complete. In addition, we will help you determine if any important documents may be missing.

The CCS service may include 3 types of solutions:

• Account Owner’s Care - F&PA reviews your retirement account beneficiary forms to ensure that the assets remaining in your account, after your demise, will go to the people you have designated and not to relatives who you do not wish to inherit (such as an ex-spouse that you left as a beneficiary on your 401(k) account).

• Account Beneficiary’s Care - F&PA walks you through the inheritance process so that, as a beneficiary, you will be able to take advantage of tax benefits and other opportunities your benefactor has created for you (such as inherited or stretch IRAs). This service can help you prevent making a mistake that could wipe out an inherited fortune that took years to build up.

• Special Issues Care Solution - F&PA reviews and identifies how to handle out-of-the-box issues that could affect you or your beneficiaries. Some examples include life events such as divorce or incapacity; tax issues for unmarried partners; or decisions about trusts.

F&PA offers follow-up care to keep your planning on track and make adjustments when circumstances change.