F&PA creates core portfolios based upon reliable Demographic forecasting methodologies, making us unique in the industry.

Demographics is based on the premise that consumers, as a group, are predictable in how they will spend money as they age.  When combined with an estimate of how many consumers there are at each age and stage of life, this information can be used to forecast how spending will change in the future.

F&PA believes that employing Demographic methods may help investors and business owners by identifying long-term trends that could profoundly affect the economy for years to come.